Housing
- Current housing expense
* If you own, name and address of mortgagee, account number, monthly payment, annual taxes and insurance.
** If you have rented or owned for less than two(2) years, provide previous references.
Required Documents
- Signed Purchase and Sales Agreement with addenda
- Copy of deed or legal description of property
Title reference: Registry __________,
Book _____, Page# _____
- Property tax bill
- Survey or plot plan (if available)
- Condominium, PUD, PRD or cooperative documentation
- Listing sheet
- Name, address and telephone number of both listing broker and selling broker
Special Documents
- If you are self-employed, seasonally employed, commissioned or rely upon rental or dividend income, you will be required to provide two (2) years of signed Federal Income Tax Returns (including all schedules).
- If you receive or pay alimony or child support, you will be required to provide a copy of the divorce decree, maintenance agreement, copy of support checks for twelve (12) months, and two (2) years income tax returns.
- If any part of the down payment is borrowed or a gift, you will be required to disclose the terms of the financing or present a gift letter from the donor.
- If you are owner, co-owner, partner, trustee or investor in a copy, partnership or trust, you will be required to provide corporate or appropriate tax returns to verify income.
- Since each loan application is unique, other specific information may be required. If you are aware of any facts which materially affect your income or ability to support the loan, be prepared to provide detailed information or documentation to the lender.
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